Spec the Fabia with the 1.0 MPI petrol engine in SE spec, and it’ll sit in insurance group four, so it shouldn’t cost an arm and a leg to cover. You’ll also be getting one of the most refined and spacious superminis around. Its little 1.0-litre three-cylinder petrol only puts out a modest 79bhp, but it can return over 50mpg.
2. Kia Picanto
At a glance
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Engine power
62 – 77 BHP
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0 – 62mph
13.1 – 18.2 secs
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Top Speed
90 – 98 MPH
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Fuel Economy
50.4 – 54.3 MPG
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Insurance Group
3E – 7E
Read Picanto review
The Kia Picanto has grown into an attractive little city car over the years, but it hasn’t lost sight of its low-cost roots. Not only is the latest model stylish to look at, but even the base ‘2’ model is fitted with useful kit such as an 8-inch touchscreen infotainment system, air-conditioning, all-round electric windows and 14-inch alloy wheels.
When it comes to powering the Picanto, none of the petrol engines are particularly punchy, but they are economical. You also have the option of a manual or automatic gearbox. Reliability shouldn’t be too much of a concern, either, as the Picanto comes with Kia’s renowned seven-year/100,000-miles warranty as standard.
3. Hyundai i10
At a glance
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Engine power
63 – 100 BHP
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0 – 62mph
10.5 – 17.8 secs
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Top Speed
97 – 115 MPH
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Fuel Economy
49.6 – 55.4 MPG
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Insurance Group
1E – 10E
Read i10 review
The Hyundai i10 is a small car with plenty of big car qualities, but the biggest highlight is that it’s available with the coveted Group 1 insurance rating, provided you choose the automatic model in Advance trim. Unfortunately this gearbox is pretty jerky in operation, but if you want the more pleasant five-speed manual, you’ll be looking at a higher insurance premium.